Game day for Hunters and Blackhawks

first_imgThe top of the ladder clash is expected to attract a huge crowd as Hunters host their second home game.As usual, the home team had a morning walk and is based in camp at the PNG Institute of Public Administration while the Panthers are based at the Holiday Inn Hotel.PNG Rugby Football League chief executive officer Bob Cutmore said previously that it is tradition that teams take time off from training to prepare mentally and maintain team spirit before a game.Blackhawks arrived in Port Moresby yesterday (Saturday) and both teams had a successful captains’ run later that afternoon as they build up to today’s big clash.The match kicks off at 3pm and will be televised live on TVWAN Sports.PNG Hunters1. Stargroth Amean 2. Justin Olam 3. Noel Zeming (c) 4. Adex Wera 5. William Aquila 6. Watson Boas 7. Wartovo Puara Jnr 8. Henry Noki 9. Warren Glare 10. Esau Siune 11. Ishamel Baikawa 12. Tuvi Lepan 13. Brandy Peter 14. Adam Korave (c) 15. Enock Maki 16. Philimon Kimisive 17. Edward Goma 18. Timothy Lomai 19. Benjamin Hetra.Coach: Michael MarumTownsville Blackhawks1. Jahrome Hughes 2. Hezron Murgha 3. Moses Pangai 4. Delouise Hoeter 5. Samsen O’Neill 6. Kyle Laybutt 7. Michael Parker-Walshe 8. Glenn Hall (c) 9. Anthony Mitchell (c) 10. Corey Jensen 11. Lona Kaifoto 12. Rhyse Martin 13. Lorenzo Maafu 14. Nathan Norford 15. Kieran Quabba 16. Willie Minoga 17. David Munro.Coach: Kristian Woolflast_img read more

Safeguarding Your Information in the Mortgage Industry

first_img Indisoft Mortgage Industry Safeguarding Financial Information 2015-08-17 Staff Writer Safeguarding Your Information in the Mortgage Industry Share While convenience is generally a reason why people turn to innovative technology in the mortgage industry, it’s important for mortgage lenders and servicers to remember this: technology is not a guaranteed safeguard against potential fraudulent activity. When the affair-encouraged dating website, Ashley Madison, got hacked, it ultimately had more of an effect on members than merely risking their financial information. Blackmail schemes came to light, putting the 37 million members at personal risk. Risky behavior and carelessness with your data can ultimately put your well-being in danger. So, lenders and servicers should assure consumers that their provided data is secure as well as educate consumers on how to keep their financial information as secure as possible.When a company such as Target encounters a data breach, consumers may need to deal with the frustrating task of changing their account information and/or ordering a new credit card, but that’s typically as far as the repercussions go. However, with the data breach that occurred at Ashley Madison, lives of users and the users families can be dramatically altered if the information goes public. This could easily affect the mortgage banking industry, which is why it is important to have systems with redundancies in place to protect your clients’ information and be cautious of who/which companies you share your information with.There are two main ways you can help educate your consumer clients on how to safeguard their financial information: 1. Let them know to be careful where they share their information. 2. Practice vigilance by reviewing statements. Many consumers willingly give away their personal information without realizing the negative effects that can come from this seemingly simple act.Many people do not know that they do not have to provide their financial information upon every request. We can elect not to share information such as social security numbers with doctors’ offices, point-of-sale transactions and verifications.Additionally, let them know that paying close attention to statements and alerts may seem like a simple thing to do, but not everyone does so. In a survey conducted by technology company Inlet, a shocking 32 percent of respondents stated they do not even review itemized bills before paying them. The survey also discovered fewer than 25 percent of respondents use paper checks and snail mail to pay bills, while about 10 percent get email reminders and 5 percent get text reminders when their bills are due. One tactic fraudsters sometimes use is making a small transaction to see if the account is still active.Consumers should know that by reviewing statements as they arrive, fraud can be discovered and/or prevented. This will eliminate the mad dash to rectify issue when a consumer is applying for a first time mortgage or refinancing.Paper statements for credit cards and utility bills as well as bank statements are quickly becoming relics of the past. Having all the information available online, and the option to receive an e-statement, has encouraged many individuals to turn to these methods of relying on account information as it provides an easier option. Lenders should explain to consumers that paper statements, however, do still have a meaningful purpose should they choose to receive them. Hard copies of bills give consumers the ability to really “see” the charges on paper; once you review them, you can shred them to prevent fraud while e-statements can unfortunately be stolen from hacked accounts. Hard copy bank statements can actually confirm money was in your account should there be a dispute.In fact, consumer expert, Clark Howard, suggests saving bank statements for a year, that way if your account is hacked, you do have proof that the funds were once there. Within the mortgage industry, it’s important for servicers and lenders to keep track of all receipts, contracts, title documents, closing documents, etc.In addition to implementing internal safeguards, lenders and servicers can remind their clients of how they can better protect their personal financial information as well. By making an extra effort to implement a few simple safeguards instead of blindly turning to technology, personal information can be kept personal, as it should be.Click here to learn more about Indisoft.center_img August 17, 2015 518 Views in Commentary, Daily Dose, Headlines, News, Technologylast_img read more